Axis Financial Consultants, LLC

Creating A World of Possibilities!
Text Box: Life Insurance, “Living Insurance”

Life Insurance has so many uses and benefits, a single page does it no justice. To put in a simple and understandable way: “Life Insurance is the equivalent to buying Discounted Dollars” It gives you the ability to Plan your Financial Future without having the actual cash at the time of purchasing your contract.

I have a Question for you….

If I offered you $100.00 for $20.00 how many times would you do it?

 

That’s the concept behind Life Insurance, Leveraging discounted dollars into your Financial Planning
What is Life Insurance, Really?

Borrow against it

Your policy’s cash value can be accessed for various purposes including a down payment on a home, to help pay for your children’s education or to provide cash flow for your retirement.**

 

Change your death benefit

You can increase or decrease your death benefit amount (increases are subject to underwriting) as your needs change.

 

Some of  the Possibilities

· Personal Planning

· Income Replacement

· Business Planning

· Buy-Sell Agreements

· Key Person Insurance

· Split Dollar Plans

· Deferred Compensation

· Executive Bonus Plans

· And much more!

 

We have The TOP  Carriers to Choose From!

Contact us for a free evaluation, one of our insurance specialists will do an analysis to custom fit a plan that fits your Budget and financial needs!

 

How Can an Life Insurance Help You?

Count on it

This is an example of one Policy type:     A Universal life insurance policy. This type of insurance can be an inexpensive way to get the permanent life insurance you desire. As long as you pay the  no-lapse premiums when due, your initial death benefit is guaranteed for ten years.* During this time, providing the cumulative premiums paid (less any loans and withdrawals) equal or exceed the monthly cumulative no-lapse premium, your policy is guaranteed not to lapse, even if the cash surrender value is zero.

 

Pay what you can

 

As with any universal life insurance policy, you can pay the minimum premium amount, or if your budget allows, pay more to build cash value.

We  recommend that you always pay

enough to maintain your no-lapse guarantee. If the guarantee does lapse, the premium required to continue your policy may be larger than you anticipated.

 

While choosing to pay the no-lapse premium amount will guarantee the policy continues, it does not provide guaranteed cash value. So if your goal is to accumulate cash value, you may wish to pay higher premiums.

 

 

 
Text Box: Earn a guaranteed interest rate The interest you earn on your cash value is mostly guaranteed to be at least 3 percent annually. The Range of possible interest can be as high as 7 to 8%! Take advantage of tax benefits Under current tax law, your policy’s cash value accumulates tax deferred and is accessible on a tax preferred basis. Plus, the death benefit is generally income tax free to your beneficiary.

Live Your Happy Life with solid and safe Life Insurance Planning

Axis Financial Consultants, LLC

 

Phone: 727-623-2727

E-mail:buddy@afccentral.com

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You won’t Regret it!
Text Box: There are so many carriers to choose from, we scrutinize and evaluate the market to ensure you have the best possible coverage that you qualify for! Take a few minutes and get the BEST RATES AVAILABLE!